Saturday 25 May 2019

In India property rights are quite complex when it comes to women. How much share will they have in the net family property is quite a complicated calculation to do. This may get complicated when she gets married and becomes a daughter-in-law. A daughter and a daughter-in-law are guided by different laws when it comes to sharing the property. There are many instances where you have heard that a daughter-in-law has been deprived of her right to property under some circumstances. That is why it is important to know the laws beforehand. In case you are keen on knowing what the rights to property are for the daughter-in-law in India, here we are to provide you with the right information.

Hindu Succession Act, 1956
The Hindu Succession Act which was amended in 2005 is one of the fundamental laws regarding a daughter-in-law’s right to ancestral property. The Section 6(1) of the Act considers the daughter in a Hindu Undivided Family (HUF) to be a coparcener or a person who owns a property in a direct line of descent. That means if you are a daughter, you have an equal property right in the family since your birth. On the other hand if you are a daughter-in-law, you become the member of the family as per the HUF rules but you don’t have a right as a coparcener. You can acquire the right to property through your husband’s net share in the household property. The property can either transferred to you willingly by your husband, or you can receive it in case of demise of your husband. You cannot claim any right on the property exclusively owned by your in-laws. In case of your in-laws death, the property will be inherited and shared among the children including your husband, whose share you can enjoy only.

Shared Property
According to the Section 17 of the Protection of Women from Domestic Violence Act of 2005, every woman can reside in the shared property. A shared property means:
·         The aggrieved woman or the victim has owned and jointly rented it with the accused
·         They own or pay rent separately but has an equal amount of right, equity, interest or title
·         If the accused stay in a joint family, that will also be considered as a shared property
It is not necessary for the violated woman to own or co-own the shared property. The Court has although ratified the definition of a shared property. They have held that a shared property doesn’t include the house of the husband’s parents in which she stayed with her husband till the Act was committed. If the concerned woman is denied a stay in the shared property, the conduct of whoever is accused, either the husband or any of his relatives will be considered as an abuse.

This is a very important law regarding a married woman’s access to property. It refers to all the gifts and endowments you receive during your wedding or before it and during giving birth. According to the Supreme Court, you have absolute claim over these properties. Even if you get estranged from your husband, your right over these remains the same. If you are denied the right, it will be regarded as a criminal offence.

Parent’s house
According to a law by Supreme Court, a father has all the legal right to give his married daughter to have access to his property, and give away the house he is staying after he has died depriving other relatives. In case he doesn’t leave behind a will, you can have equal rights on her father’s property in case you aren’t the only child. You can also have similar right on your mother’s property.

There are some areas where as a daughter-in-law, you cannot exercise your right to property. They are:
o   In case your husband stay separately from your father-in-law, you have no right over your in-law’s property. It will not be considered as a shared household.
o   In case the daughter-in-law is a widow, she has no rights to stay in the in-law household if they don’t permit her.
o   The parents-in-law has no liability to look after their daughter-in-law in case the husband fails to oblige or he is absent or deceased. She cannot claim any right over their self-acquired property.
o   You have no right over your mother-in-law’s property.

 In case you need a more detailed and thorough knowledge, it is advisable to contact a consultant expert in these matters. 

Wednesday 8 May 2019

Mumbai is the most rapidly urbanized metropolitan cities in India. Since the city is the financial capital of India, it is the hub of the most expensive real estate investments. With the number of people increasing day by day in the city, the demand for housing has also skyrocketed. Based on the market demand, the investors will plan whether they want to invest in 1 bhk or 2 bhk flats. If you are an investor and is currently looking for places in Mumbai where you can invest, here is a list of some affordable locations for expanding your real estate business.

1.       Andheri
Although this place is known more as corporate hubs, Andheri is also in heavy demand as a residential area. Real estate business is booming in this area and if you are looking for a good amount of profit, think of investing in this place. This area is well connected by the metro from Versova in the East to Ghatkopar in the West.

2.      Powai
Powai is a rapidly rising urban area in east-central Mumbai. KV Powai, IIT Bombay, Hiranandani Gardens etc are located in this area making it a much in demand suburb in Mumbai. The place has an easy access to IT hubs of Vikhroli, Mahape and Airoli. Naturally this place has a large number of footfalls. Turning this place into a residential area is a profitable idea.

3.      Malad
Malad hosts the Mindspace, a massive corporate park, which means a large number of people flocking that place on a daily basis. Make life easier for them by building up a residential area just beside their office. Additionally Malad has good connectivity and infrastructure, with Western railway connecting the place to South Mumbai.

4.     Thane
Thane is also called the city of lakes as it is dotted with 35 lakes and is one of the most populated localities in Mumbai. The Central and Trans-Harbour Line Suburban Railway network connects Thane well with her suburbs. The place is slowly becoming a commercial hub as IT industries are booming in this area.

5.     Panvel
Panvel is already home to big corporate conglomerates like ONGC, Hindustan Chemicals, Larson & Turbo and many more. The New Panvel City divided into East and West is a buzzing area for real estate investments. A number of link roads and highways runs across the city making it accessible from any parts of Mumbai.

6.     Chembur
The place is close to Eastern Express Highway and the Santacruz Chembur Link Road and the office areas of Lower Parel and BKC. As a result, the area is always in demand in terms of residences.

7.     Wadala
Wadala is well connected to the rest of Mumbai through trains and also by road. Andheri, CST and Panvel is within easy reach from Wadala. Moreover, the place is developing in economic infrastructure. Naturally zones like these are always in high demands and it is a good opportunities for the real estate investors.

So, which area are you thinking of investing?

Monday 29 April 2019

Maharashtra Housing and Area Development Authority or MHADA is the apex body of Maharashtra Government which deals in the construction and selling of houses in the state Maharashtra. These houses are especially for the low and middle-class income people. These houses are distributed through lottery scheme. This scheme was introduced by the honorable prime minister Narendra Modi under Pradhan Mantri Awas Yojna. He planned for providing housing for everyone till the year 2022 with the help of the central government in the state Maharashtra. The target is to a lot 320 square feet. houses for all low-income and needy people. So to implement this scheme, the Government of Maharashtra hired MHADA in order to construct 11 lakh houses in the state.

MHADA Lottery 2019 Online Application & Results of 2019
MHADA first lottery for the year 2019 is already implemented in the month of January. The scheme of January MHADA lottery was 183 flats in Thane, 310 at Mira Road,3755 in Virar and 27 flats Vengurla. The cost of the units starts from Rs. 4.37 lakh and goes up to Rs. 40.93 lakh. The sizes of flats under MHADA lottery is as small as 368 SQ feet and 670 sq feet.

The second lottery allotment was done in the month of  April-May. It was for the Mumbai region. Under its scheme, it planned to a lot 1085 affordable homes for the region Mumbai and 4275 homes the region Konkan. In the Mumbai region homes are allotted in Rawalpada in Dahisar, Pratiksha Nagar in Sion, Unnat Nagar in Goregaon and Chembur. Whereas Konkan region includes Thane, Mira Road, Virar and Vengurla.

Those who are not allotted in the first and second lottery scheme of MHADA for the year 2016, need not to lose their hearts. As MHADA has published its third lottery allotment for the year 2016. Registration is already started. It is for the citizens of Pune. Interested people can apply for online application from the date 6th of September 2016. MHADA Pune lottery scheme is offering 2570 affordable flats and plots in Pimpri, Tal-Khed, Wanowari, Shivaji Nagar, Phaltan Satara, Solapur and Purandar. Those who are interested in this lottery of MHADA can make online registration by going through its official website i.e.

The last date of online application is 5th of October 2016.

MHADA Flat Lottery Online Application Results 2019 and 2020

The reason behind the popularity of MHADA Lottery is, it is very cheap and hence affordable by the low-income group people. The flat rates under MHADA construction are comparatively cheaper than the other estate holders in the open market. Moreover, the low and middle-class people can rely on the ownership documents provided by the MHADA as they provide clean chit land as the construction done by the Government organization.

Also, rates of flats under MHADA lottery 2017 is expected to be lower than the last year. This is been possible because this time MHADA has included homes in buildings which are in the queue to get the Occupation Certificate (OC) in the next six months  instead of those flats which have just got Commencement Certificate (CC). This will also help to avoid any kind of delay in possession.

The results of all application process declares time to time on the official sources only.  MHADA Lottery Results of old lucky draw can be download on the website mention below in the footer and you can check upcoming lottery results if MHADA online applications live telecast at websites of MHADA

Monday 22 April 2019

Are you looking for housing information under Indira Awaas Yojana? Do you want to know about housing schemes under Indira Awaas Yojana (IAY)? This article is about information related to housing under the scheme, eligibility, financial assistance and selection procedure. 

1. What is Indira Awaas Yojana?

IAY is a popular housing scheme introduced by the Government of India in 1985 under the leadership of the then Prime Minister Rajiv Gandhi. It mainly targeted the people living below the poverty line (BPL). It has been restructured as Pradhan Mantri Awaas Yojana-Gramin from 1st April 2016 after certain gaps were found during implementation.

2. Who are eligible for it?

Scheduled Castes, Scheduled Tribes, OBCs and General who fall under the BPL category are eligible for housing under the IAY. People who work as bonded labours, manual scavengers, physically and mentally challenged persons, women facing difficult circumstances and transgender will be given priority. 

3. Will only the BPL people be benefited?

The scheme is open for those non-BPL card holders whose husband or closest kin have been killed while in defense, police or paramilitary forces. Women in dire need, especially widows, divorces or whose husband has abandoned them or missing for at least three years are also eligible.

4. How much financial assistance will be provided under the scheme?

In case you need a place in plain areas, you will be provided approximately Rs 70,000/- and in hilly or remote areas, it will be Rs 75,000/-. In case you need to upgrade your housing condition, you will be provided an assistance of Rs 15,000/- approximately. If you are looking for a housing site, you will be provided Rs 20,000/-.

5. Who will pay me?

The Central and the respective State Governments share the fund in a ratio of 75:25. In the North Eastern states the ratio is 90:10 of the Central and the State Governments.  If you are from any of the Union Territories, it will be funded by the Central Government entirely. The Central Government and the State Governments will share the cost of housing sites on an equal basis.

6. How do they select beneficiaries?

The scheme uses the parameters on housing deprivation in the Socio Economic and Caste Census so that they can use authentic data. These data are already verified by the respective Gram Sabhas.

7. What else should I know about it?

a.      There is an e-governance model for implementing the program and monitoring it. The AwaasSoft and the Awaas app has been built for facilitating the program. With the Awaas app, you can monitor the status of your housing through real time and geo-referencing.
b.     The houses are designed keeping in mind the need of the residence. They are built by using local materials and resources. They are made to combat disaster and can last till thirty to forty years from the time of construction.
c.      All the payments are done through DBT to the accounts registered under the Awaas SoftMIS.

8. How to apply for it?

If you are an applicant, you need to furnish your Aadhaar number at first. There is an online form where you have to put in the details. Once the number is verified, then only you can proceed to the next page of filling the application form. The Aadhaar number will be the proof that you are an authentic beneficiary.

On the next page of filling up the form, you have to provide details like your state and place of residence, current address, head of the households and other information.

The beneficiaries have been divided into two categories. One is the economically weaker section and another one is the slum dweller. For further details regarding the categories, click on the link: 

In order to know what the scheme offers so that you can see whether you are eligible or not, follow the link: 

For additional information, check out this link:

The target of the scheme is to provide housing to each and every beneficiary by the year 2022. So, don’t skip any more precious time and start planning your home from today.